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Buying a new home can be both an exciting and challenging experience. You need a real estate agent who can work hard to not only find the perfect home for you, but also oversee every aspect of the purchase process, from negotiating the terms of the sale to helping you find a moving company. Get started on buying your next dream home by taking advantage of these valuable resources. When you are ready for the assistance of a dedicated and knowledgeable real estate professional, Kirk Realty Group, Fishers, IN will be here to help you every step of the way. |
First-Time Home Buyers
The tax credit for first time home buyers is gone. Is there something even better?
The tax credit is gone and interest rates are falling. You could save even more!
With interest rates dipping as low as 4.75% and below on a 30 year fixed, the elimination of the tax credit should not make much of a difference in the minds of home-buyers. However, that has not been the case. Most borrowers have not yet realized that due to the low interest rates the long term benefits of owning a home can be more beneficial today than the customer who bought their home based on the tax credit. Most homeowners who took advantage of the first time home-buyer tax credit paid for mortgage rates in the ranges of 5.25% to 5.75% range.
Learn more about the long term benefits
Buying A Foreclosed Home
Real estate foreclosures are often seen as a good buying opportunity by people looking for their first home and investors looking to build a large real estate portfolio. The good news for first time homebuyers is that as long as they are willing to put up with a maybe "not quite perfect" property, there is the possibility of developing what is referred to as "sweat equity". Sweat equity is simply equity, or increased value, created by the willingness of a new owner to do the clean-up and repairs many distressed properties require. Click here to find out more.
Kirk Realty Group Property Search
Looking for your dream home? Use our property search to find it. See our featured listings and search for properties in Fishers, Carmel, Noblesville, the greater Indianapolis area.
Mortgage Information
For more information on mortgages or to use one of our Calculators to get an idea of what your monthly payment will be, click here.